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competition cannot, we think, be much longer delayed.

In considering the measures to be taken for effecting this great object, two points rise prominently into notice. The first of these is, the conditions which it is advantageous to impose upon the issue of notes. Under the present system, no rule or principle at all is observed in the framing of these conditions. The system-if it can be so called-is a veritable chaos. There is one rule for Scotland, another for Ireland, and another for England. In England also, the conditions imposed upon the Bank of England are totally different from those imposed upon the provincial banks of issue; while the banks established since 1844 are in a distinct category by themselves. Therefore, it is needless to discuss the merits or demerits of these conditions, for they are in the mass wholly illogical, a confused medley, a mass of contradictions. But secondly, whatever be the condi

tions which it is expedient to impose upon the issue of paper-money

howsoever stringent, or howsoever lax-the great point to be attended to is, that, subject to these conditions, every bank alike should have the same powers. Every bank should be, in this respect, in the same position. The law should give no privileges to one which it withholds from the others. Each bank should have the means of employing its capital and credit independent of the others. This principle, we think, is so obviously just, and advantageous for the community, that it is indisputable. Whether this result should be attained by allowing banks to issue notes of their own, or whether they should carry on business by means of notes issued by the State, is a separate and very important question. This question, as well as the conditions to be observed in the issue of notes, whether by the banks themselves or by the State, we shall discuss in our next and concluding article.

HOW TO MAKE A PEDIGREE.*

A NEW SONG.

AIR-"Nelly Gray."

If you'd like a goodly tree
With a branching pedigree,

Where you'll stand forth in full ancestral fame,
Just employ an antiquary,

Who will humour your vagary,

And have everything endorsed with some great name.
If the good Bernard Burke

Will but put it in his work,

And he'll scarcely have the heart to say you nay,
What though Garter King should scowl,
And the Scottish Lyon growl?

There's no power that can take your tree away.

Chorus-Oh! good Bernard Burke,

Please to put me in your work,

Sure an Irish heart will never say me nay ;
Then though Garter King may scowl,
And the Scottish Lyon growl,

Where's the power that can take my tree away?

See an amusing and interesting little volume, the production obviously of a scientific hand, under the title of 'Popular Genealogists; or, The Art of Pedigree-making.' Edinburgh: Edmonston & Douglas, 1865.

As the Highland Bible showed,
There were Grants before the Flood,
And the Grants still believe it to a man ;
And the like proof you can bring
That the Coultharts were the thing
Ere our own Anno Domini's began.
Just delete a letter here,

And insert another there,

And interpolate what balderdash you please;
With this Soldier and Crusader,
And that Viking and Invader,

You may soon have the best of pedigrees.
Chorus-Then if good Bernard Burke
Will but put you in his work,

And if once you're there you're pretty sure to stay,
What though Garter King should scowl,
And the Scottish Lyon growl?

There's no power that can take your name away.

You must never care a straw
Though anachronism or flaw

Show your History and Heraldry run mad;

Though your Peer was but a Ploughman,
And you've made a Man a Woman,

And you've charters when no charters could be had.
If authorities you're scant in,

As perhaps they're wholly wanting,

You must ne'er on that account lay down the pen ;
Quote Schiekfusius and Smiglesius,
With Rhubarbus and Magnesius,
And the Devil's self can't contradict you then.
Chorus-Then if good Bernard Burke
Will but put them in his work,

You've a very pretty chance that there they'll stay;
For in spite of Garter's scowl,

And the Scottish Lyon's growl,

There's no power that can take such stuff away.

But I'll give you here a hint,

Your ambitious views to stint ;

There's a limit that a wise man will not pass :
You may safely vaunt and vapour
While it's only done on paper,

But you'd better keep from pannel and from glass.
For if there you lay a brush,

It may put you to the blush,

Should the Lyon at your scutcheon make a dash;
If your Arms, so well devised,
Are not "duly authorised,"

All your quarters may some morning get a smash.
Chorus-For though good Bernard Burke
Might still keep you in his work,

There are others that would something have to say:
Old Garter with his law,

And the Lyon with his paw,

Might then mercilessly tear your Coat away!

SIR BROOK FOSSBROOKE.

PART II.

CHAPTER V.-THE PICNIC ON HOLY ISLAND.

FROM the day that Sir Brook made the acquaintance of Tom Lendrick and his sister, he determined he would "pitch his tent," as he called it, for some time at Killaloe. They had, so to say, captivated the old man. The young fellow, by his frank, open, manly nature, his ardent love of sport in every shape, his invariable goodhumour, and more than all these, by the unaffected simplicity of his character, had strongly interested him; while Lucy had made a far deeper impression by her gentleness, her refinement, an elegance in deportment that no teaching ever gives, and, along with these, a mind stored with thought and reflectiveness. Let us, however, be just to each, and own that her beauty and the marvellous fascination of her smile, gave her, even in that old man's eyes, an irresistible charm. It was a very long bygone, but he had once been in love, and the faint flicker of the memory had yet survived in his heart. It was just as likely Lucy bore no resemblance to her he had loved, but he fancied she did he imagined that she was her very image. That was the smile, the glance, the tone, the gesture, which once had set his heart a-throbbing, and the illusion threw around her an immense fascination.

She liked him, too. Through all the strange incongruities of his character, his restless love of adventure and excitement, there ran a gentle liking for quiet pleasures. He loved scenery passionately, and with a painter's taste for colour and form; he loved poetry, which he read with a wondrous charm of voice and intonation. Nor was it without its peculiar power, this homage of an old old man, who

VOL. XCVII.-NO. DXCVI.

rendered her the attentive service of a devoted admirer.

There is a very subtle flattering in the obsequious devotion of age to youth. It is, at least, an honest worship, an unselfish offering, and in this way the object of it may well feel proud of its tribute.

From the Vicar, Dr Mills, Fossbrooke had learned the chief events of Dr Lendrick's history, of his estrangement from his father, his fastidious retirement from the world, and last of all his narrow fortune, apparently now growing narrower, since within the last year he had withdrawn his son from the University on the score of its expense.

A gold-medallist and a scholar, Dr Lendrick would have eagerly coveted such honours for his son. It was probably the one triumph in life he would have set most store by, but Tom was one not made for collegiate successes. He had abilities, but they were not teachable qualities; he could pick up a certain amount of almost anything,-he could learn nothing. He could carry away from a chance conversation an amount of knowledge it had cost the talkers years to acquire, and yet, set him down regularly to work book - fashion, and either from want of energy, or concentration, or of that strong will which masters difficulties, just as a full current carries all before itwhichever of these was his defect -he arose from his task wearied, worn, but unadvanced.

When, therefore, his father would speak, as he sometimes did in confidence to the Vicar, in a tone of depression about Tom's deficiencies, the honest parson would feel perfectly lost in amazement at what he meant. To his eyes Tom Lendrick

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was a wonder, a prodigy. There was not a theme he could not talk on, and talk well too. "It was but the other day he told the chief engineer of the Shannon Company more about the geological formation of the river-basin than all his staff knew. Ay, and what's stranger," added the Vicar, "he understands the whole Colenso controversy better than I do myself." It is just possible that in the last panegyric there was nothing of exaggeration or excess. And with all that, sir, his father goes on brooding over his neglected education, and foreshadowing the worst results from his ignorance."

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A sly twinkle of the Parson's eye showed to what class of advantages he ascribed the other's preference; but he said no more, and the controversy ended.

Every morning found Sir Brook at the Swan's Nest. He was fond of gardening, and had consummate taste in laying out ground, so that many pleasant surprises had been prepared for Dr Lendrick's return. He drew, too, with great skill, and Lucy made considerable progress under his teaching; and as they grew more intimate, and she was not ashamed of the confession that she delighted in the Georgics of Virgil, they read whole hours together of those picturesque descriptions of rural life and its occupations, which are as true to nature at this hour as on the day they were written.

Perhaps the old man fancied that it was he who had suggested this intense appreciation of the poet. It is just possible that the young

girl believed that she had reclaimed a wild, erratic, eccentric nature, and brought him back to the love of simple pleasures and a purer source of enjoyment. Whichever way the truth inclined, each was happy, each contented. And how fond are we all, of every age, of playing the missionary, of setting off into the savage districts of our neighbours' natures and combating their false idols, their superstitions and strange rites! The least adventurous and the least imaginative have these little outbursts of conversion, and all are more or less propagandists.

It was one morning, a bright and glorious one too, that while Tom and Lucy were yet at breakfast Sir Brook arrived and entered the breakfast-room.

"What a day for a grey hackle, in that dark pool under the larch trees!" cried Tom, as he saw him.

"What a day for a long walk to Mount Laurel!" said Lucy. "You said, t'other morning, you wanted cloud effects on the upper lake. I'll show you splendid ones to-day."

"I'll promise you a full basket before four o'clock," broke in Tom.

"I'll promise you a full sketchbook," said Lucy, with one of her sweetest smiles.

"And I'm going to refuse both; for I have a plan of my own, and a plan not to be gainsaid."

I'm

I know it. You want us to go to work on that fish-pond. certain it's that."

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No, Tom; it's the cataloguethe weary catalogue that he told me, as a punishment for not being able to find Machiavelli's Comedies last week, he'd make me sit down to on the first lovely morning that came."

"Better that than those dreary Georgics, which remind one of school, and the third form. But what's your plan, Sir Brook? We have thought of all the projects that can terrify us, and you look as if it ought to be a terror."

"Mine is a plan for pleasure, and

pleasure only; so pack up at once, and get ready. Trafford arrived this morning."

"Where is he? I am so glad! Where's Trafford?" cried Tom, delighted.

"I have despatched him with the Vicar and two well-filled hampers to Holy Island, where I mean that we shall all picnic. There's my plan."

"And a jolly plan, too! I adhere unconditionally."

"And you, Lucy, what do you say?" asked Sir Brook, as the young girl stood with a look of some indecision and embarrass

ment.

"I don't say that it's not a very pleasant project, but"

"But what, Lucy? Where's the but?"

She whispered a few words in his ear, and he cried out," Isn't this too bad? She tells me Nicholas does not like all this gaiety; that Nicholas disapproves of our mode of life."

"No, Tom; I only said Nicholas thinks that papa would not like it.” "Couldn't we see Nicholas Couldn't we have a commission to examine Nicholas?" asked Sir Brook, laughingly.

"I'll not be on it, that's all I know; for I should finish by chucking the witness into the Shannon. Come along, Lucy; don't let us lose this glorious morning. I'll get some lines and hooks together. Be sure you're ready when I come back."

As the door closed after him, Sir Brook drew near to Lucy where she stood in an attitude of doubt and hesitation. "I mustn't risk your good opinion of me rashly. If you really dislike this excursion, I will give it up," said he, in a low gentle voice.

"Dislike it? No; far from it. I suspect I would enjoy it more than any of you. My reluctance was simply on the ground that all this is so unlike the life we have been leading hitherto. Papa will surely disapprove of it. Oh, there comes Nicholas with a letter!" cried

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she, opening the sash window. "Give it to me; it is from papa." She broke the seal hurriedly, and ran rapidly over the lines. Oh, yes! I will go now, and go with delight too. It is full of good news. He is to see grandpapa, if not tomorrow, the day after. He hopes all will be well. Papa knows your name, Sir Brook. He says, 'Ask your friend Sir Brook if he be any relative of a Sir Brook Fossbrooke who rescued Captain Langton some forty years ago from a Neapolitan prison. The print-shops were filled with his likeness when I was a boy.' Was he one of your family?" inquired she, looking up at him.

"I am the man," said he, calmly and coldly. "Langton was sentenced to the galleys for life for having struck the Count d'Aconi across the face with his glove; and the Count was nephew to the King. They had him at Capri working in chains, and I landed with my yacht's crew and liberated him."

"What a daring thing to do!"

"Not so daring as you fancy. The guard was surprised, and fled. It was only when reinforced that they showed fight. Our toughest enemies were the galley-slaves, who, when they discovered that we never meant to liberate them, attacked us with stones. This scar on my temple is a memorial of the affair."

"And Langton, what became of him?"

"He is now Lord Burrowfield. He gave me two fingers to shake the last time I met him at the Travellers."

"Oh, don't say that! Oh, don't tell me of such ingratitude!"

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'My dear child, people usually regard gratitude as a debt, which, once acknowledged, is acquitted; and perhaps they are right. It makes all intercourse freer and less trammelled."

"Here comes Tom. May I tell him this story, or will you tell him yourself?"

"Not either, my dear Lucy.

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